Roof Insurance Claims
Many damaged roofs can be repaired providing your family with thousands of dollars in savings!
Expert Guidance After a Disaster in North Texas
If your roof is damaged and you need to make an insurance claim, the process can be confusing and frustrating.
It’s important to understand what will happen so that you can be prepared and know what to expect. Here’s a look at how SEI Roofing handles the insurance claims process.
You can usually use your preferred roofing contractor to handle the job – and that’s where SEI Roofing comes in.
The SEI Process for Insurance Claims, Roof Repairs and Roof Replacements
In most cases, you can use your preferred roofing contractor to handle roof repairs and roof replacements after a disaster, even when you’re using insurance to pay for it – and that’s where SEI Roofing comes in.
It’s essential that you have a professional inspector from SEI check out your roof and evaluate the extent of the damage as soon as possible. In fact, that’s the best way to further protect your home or business; we can tarp off an area to prevent water or pests from getting in, and we can help ensure the building is secure.
After we evaluate your situation and your roof’s condition, we’ll work with your insurance company by letting them know which repairs are necessary. We’ll also provide you with a free estimate of the cost of repairs. If you decide to move forward with us, we will handle all of the paperwork and contact your insurance company on your behalf.
An Adjuster Will Be Assigned to Handle Your Roof Insurance Claim
If you have Replacement Cost Coverage on your home, your claim will be paid based on the full replacement cost of the roof and any other damages you have incurred, less the amount of your deductible.
A depreciation amount (25 to 50 percent) will be withheld until the work has been completed and an invoice has been submitted for final payment. Often, the insurance draft will be made payable to both the homeowner and mortgage company for their endorsement. Do not endorse the check or bank draft until after the mortgage company has signed and returned it to you.
It is common for the mortgage company to ask for an affidavit signed by the homeowner and contractor stating that the work has been completed and that labor and materials have been paid.
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Roof Insurance Claims FAQ's
A roof inspection by SEI Roofing will help you understand the condition of your roof and which repairs may be necessary. Your inspector will even tell you if your roof needs to be replaced completely.
The inspection itself is straightforward: Your inspector will climb up on your roof to survey the damage. They may also go into your attic to determine how much damage the interior of your home has sustained. The inspector will document any issues they find, and then present you with a report that details the problems.
SEI Roofing specializes in emergency roof repair. We understand that roof damage can happen at any time, and we will work quickly to fix the problem. We’ll do everything possible to prevent further damage, and we’ll get to work on repairs or replacement as quickly as we can. That way, you can get your life back to normal; we’ll handle the heavy lifting.
You have the privilege of choosing the roofing company that you want to perform the work. It is your home, and it is your decision. Often, a discrepancy in the roof measurements or in the actual calculation for remuneration of the work to be performed is the reason for the difference in price. Your Dallas roofing contractor will assume the burden of settling any differences in the roof insurance claim. You do not have to go with the lowest bid.
A cheap roof is no bargain!
Your insurance company will not pay to re-do a “botched” job even if the company was recommended by the agent or adjuster. Choose the roofing company you feel most comfortable with to handle your claim and repair or replace your roof.
There are several things you can do to ensure that you have full documentation for the insurance claim, including:
- Keep receipts for all repairs
- Take pictures of damages to exterior furniture, light fixtures, and anything else before disposing of it
- Have proof of repair available for insurance compensation
Remember: SEI Roofing can perform roof repairs or roof replacements at an exceptional standard. That means you get a durable, reliable and long-lasting roof out of your insurance claim – and we’ll provide you with all the proof you need to show your insurance company for coverage.
Do You Need Emergency Roof Repairs or Help Dealing With Your Insurance Company?
If you need emergency roof repairs, need assistance with your insurance claim, or have questions about how we can help you get your home back to its pre-disaster condition, call us. We can send someone out quickly to protect your home and survey the damage – and we’re here to help you through every step of the repair or replacement process (including insurance claims).
With more than two decades of experience and our dedication to excellent service, you can rely on SEI Roofing to provide you with only the best roofing work around!
Request A Free Roof Inspection today!
Call today or contact us online to schedule a roofing service in Dallas or the surrounding areas!